---
title: Borrow
description: Rochdale Capital provides flexible loan products targeted to cooperative and community development enterprises nationwide.
---

# Borrow

Flexible, affordable loan products targeted to cooperative enterprises, small business owners, affordable housing developers, and non-profit organizations that serve low wealth communities nationwide.

[Get Started](https://www.rochdalecapital.org/get-started?hsLang=en)

![Lady on phone talking to lender](https://www.rochdalecapital.org/hs-fs/hubfs/assets_rochdale/images/borrow-placeholder.jpg?width=1640&name=borrow-placeholder.jpg)

## Who We Serve

### Limited equity housing cooperatives

![Four people at work smiling ](https://www.rochdalecapital.org/hubfs/Borrow.jpg)

### Worker and consumer owned cooperatives

![woman smiling ](https://www.rochdalecapital.org/hubfs/assets_rochdale/images/careers-feature.jpg)

### Small businesses

![woman on phone at desk](https://www.rochdalecapital.org/hubfs/assets_rochdale/images/borrow-placeholder.jpg)

### Community based non-profits

![woman in office on tablet computer](https://www.rochdalecapital.org/hubfs/assets_rochdale/images/invest-placeholder.jpg)

![Four people at work smiling ](https://www.rochdalecapital.org/hubfs/Borrow.jpg)

![woman smiling ](https://www.rochdalecapital.org/hubfs/assets_rochdale/images/careers-feature.jpg)

![woman on phone at desk](https://www.rochdalecapital.org/hubfs/assets_rochdale/images/borrow-placeholder.jpg)

![woman in office on tablet computer](https://www.rochdalecapital.org/hubfs/assets_rochdale/images/invest-placeholder.jpg)

## Flexible, Affordable Loan Products

Rochdale Capital will provide working capital and term loans from $25,000 to $500,000 for a variety of purposes including startup capital, refinance, acquisition and expansion, inventory, purchases and co-op conversions.

For projects of up to $1 million or more, Rochdale Capital will seek loan participations with other strategic lenders.

[![icon worker-coops](https://www.rochdalecapital.org/hubfs/assets_rochdale/icons/worker-coops.svg)

##### Small Business Loans: 

- Term loans and lines of credit
- For expansion and relocation 
- For working capital, inventory and equipment purchases
  
   

](https://www.rochdalecapital.org/borrow/products#npwcl)

[![icon real-estate-loan](https://www.rochdalecapital.org/hubfs/assets_rochdale/icons/real-estate-loan.svg)

##### Real Estate Loans:

- First and second mortgages
- Targeting housing cooperatives and affordable multifamily developers

](https://www.rochdalecapital.org/borrow/products#rewcl)

[Learn more about products](https://www.rochdalecapital.org/borrow/products?hsLang=en)

![woman on computer learning about business finances](https://www.rochdalecapital.org/hubfs/assets_rochdale/images/invest-placeholder.jpg)

## Development Services

Rochdale Capital will provide development services such as business counseling, financial literacy, credit management education and advisory services for small businesses and homebuyers.

[Learn more](https://www.rochdalecapital.org/donate?hsLang=en)

![](https://www.rochdalecapital.org/hubfs/assets_rochdale/backgrounds/brand-watermark.svg)

## What is community ownership?

[![Find out more](https://no-cache.hubspot.com/cta/default/3482868/622fe2e7-e036-458e-9f78-6ad5e6c90eee.png)](https://cta-redirect.hubspot.com/cta/redirect/3482868/622fe2e7-e036-458e-9f78-6ad5e6c90eee)